𝐖𝐡𝐚𝐭 𝐢𝐦𝐩𝐚𝐜𝐭𝐬 𝐝𝐨𝐞𝐬 𝐭𝐡𝐞 𝐄𝐏𝐅 𝐓𝐡𝐢𝐫𝐝 𝐒𝐜𝐡𝐞𝐝𝐮𝐥𝐞 (𝐉𝐚𝐝𝐮𝐚𝐥 𝟑) 𝐡𝐚𝐯𝐞 𝐨𝐧 𝐬𝐚𝐥𝐚𝐫𝐲 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧𝐬 𝐚𝐧𝐝 𝐚𝐥𝐥𝐨𝐰𝐚𝐧𝐜𝐞𝐬❓

雇主必看！EPF Jadual 3 对薪资、津贴（elaun）缴纳的影响，搞错少缴罚钱💼
Must-Read for Employers! How EPF Jadual 3 Affects Salary & Allowance (Elaun) Contributions—Underpayment Risks Fines💼

开公司发薪的老板们注意了！是不是对 EPF Jadual 3 一头雾水？它不仅管着你该给员工缴多少公积金，还直接影响薪资里各种津贴（elaun）的计税基数 —— 搞错了要么少缴被 KWSP 罚款，要么多缴亏成本！今天把 Jadual 3 对薪资、elaun 的影响扒得明明白白
To all business owners processing payroll—are you confused by EPF Jadual 3? It not only dictates how much EPF you must contribute for your employees but also directly impacts the calculation base for various allowances (elaun) in their salaries. Getting it wrong either leads to underpayment and fines from KWSP (Employees Provident Fund Board) or overpayment that eats into your costs! Today, we’re breaking down exactly how Jadual 3 affects salaries and elaun—no more guesswork.